FREE Money Unclaimed: How Couple Save $5,000 Monthly On Shopping Without Coupon Code -Get Most Out Of All Your Single Penny
The fact that in every-day-life,
we (surely) engage in buying one stuff or the other is sure. In fact, nearly
every second there is thought of buying one item or the other in heart. The
reason for this is not that hard, it’s only because we surely live on
something. From Abraham Maslow need hierarchy; the major human need goes from
food, shelter and (other) social needs. This is why ‘human being will always
live to spend and spend to live’. Taking a critical look at shopping
(purchasing), the next-wise question that should come to mind is ‘how can I
save?’ or ‘how can I live satisfactorily on little income or maintain a good
spending habit?’ Peter and Mary, young couple living a fulfilling life,
in an interview with them they share how they are able to make that smooth for
about ten years. Though to some people, saving ‘huge’ each month might seems
impossible, but when things are done rightly, the possibility of getting most
out of your pulse is ‘optimally’ possible.
In this post, you will discover how to save big each month
and have a rest of mind, in money matters.
Plan
and tracking: “he who fail to plan,
planned to fail”
If there is any small ‘word’ with big meaning, the
word is planning. Before the earth was form it was first preceded with
planning. Planning is foreseeing and preparing condition for an expected event(s).
Planning is the first and a great way to saving; in fact it’s the first
assignment to carry out. Before you go to the grocery store, make a list
and stick with it, ‘we all make list, one thing is to make list another thing
is to stick to the list’ i.e. been faithful with the list you make. If
considering a vacation, plan everything. Heading out with no set
direction will certainly lead you to impulsive spending.
After planning, it’s good to
track, In order to keep on track with your debts and credits; you need to use
some type of software such as Quicken or Quick Books. This will keep you
focused on your goals and tasks while you strive to achieve them.
Additionally, rather than buy software programs to download, first check
Download.com or Freeware.com to see if there are free versions to download. The
true word is that, having a successful financing will require of you to know
how to trace your ‘cash’ outflow. Allowing free flow of cash might give you a
big blow (latter on), monitoring your debts and credits is the best idea.
- Apportion Your Consumption “do not live to eat, but eat to live-have other good purpose in life other than eating alone”
Ironically, skipping this tip might render other
tips ineffective. Considering how necessary ‘eating stuff’ is, its good to
think on ways of spending less on it. The true about life is that, ‘we must
eat’, even in various research and non-research findings, spending on food
stuff shares the greatest portion of the income. While this is true, a step to
reducing spending on food is the sure bet. Make a plan for meals; try to
estimate daily, weekly or monthly expenses on foodstuff (if possible). At some
time shift to ‘little recipes’, these are recipe that you can make with simple
ingredient, ingredients you can find cheaply around, that are more readily
available and less expensive.
- Freebies
Check out freebie sites such as TotallyFreebies.com
or SassySue.com where you will find all types of sample items ranging from
cosmetics to books to clothing. Most have no shipping charges and the
ones that do are minimal. By filling out a few forms, you will receive
sample size soaps, lotions, shampoos and conditioners, etc., which are ideal
for the traveler. The truth is, this is as simple as doing it while you are busy,
instead of spending huge ‘fruitless’ time on social media, part of it can be
used on these sites.
- Life Satisfaction
Learn how to enjoy life and nature rather than
possessions. The next time you feel like spending money, head to your
local park where you can enjoy the warm sun, green grass, and towering trees
without spending a dime. Being happy in life is far better than buying
item after item. Having an inner peace is better than having a house
filled with “things.” That does not mean you cannot enjoy some of the
finer things in life it just means learning how to be happy with yourself and
not “things.”
- Thrift / Surplus Stores
Unfortunately, thrift and surplus stores have been
given a bad rap. Many of these stores are filled with hundreds of top
quality items. Name brand merchandise is easy to find but just like
clearance racks, it takes some time to find. Find a thrift or surplus
store close to where you live and then plan spending some time to find those
outstanding bargains. One woman in Kansas City, Missouri located such a
store about 20 minutes from her home. After shopping through every isle
over the period of two hours, she walked out of the store with eight huge
garbage bags filled to the brim with designer clothes for her and her children,
many with the original tags still attached. She even found a couple of
Liz Claiborne suits for herself at $5.99 each and a Dooney & Burke purse
normally valued at $225 for $19.95. Her children had an entire season of
school clothes and best of all, she paid less than $200.
- ‘Shopping Holliday’
What does this means? Let assume you have the hobby
of going to shopping (every day) or every few days just to take up some
groceries you need. Here you need to create a gap, form an extension in days of
visiting these ‘house’, you need to know that, giving yourself a discipline in
this aspect is highly rewarding. It’s true that buy this you will help to cut
down your ‘bill-count’, but you will also save more valuable time you would
have used unprofitably.
- Allowance
Do not forget to give yourself an allowance for
things you enjoy. Even if on a tight budget, buy something that you
enjoy, which could be as simple as buying a new shirt or grabbing lunch at your
favorite café. If you do not allow yourself this small “splurge”, you
could find yourself in the same position as if dieting. Total deprivation
leads to overindulgence.
- Budget
Everyone should create a budget. If you are
not sure how or just not good with money, many businesses such as H&R
Block, offer free financial consulting to help you put a budget together.
Knowing where you are spending your money is by far the best way to save.
In most cases, people have no idea where their money is really going and once
they see it on paper, not only are they surprised but eager to change their
spending habits.
Be Conservative In Nature
Been conservative is what you do when you recognize
that there is tomorrow. When you know that, in all things you possess you need
to consider the days to come i.e. days to come. Been conservative is making
judicious use of power, without telling or explaining, conservative nature is
what you need to do to get most out of every-day-life, even your personal life.
See Your Successes (Final Thoughts)
It is important to have an understanding of money.
Keep a journal where you can see your successes when it comes to saving money.
This is a difficult task and takes time to learn but worth it. By keeping
a list of the situations or ways you have saved money in front of you, you will
be encouraged to keep going. These successes can be small or large.
For example, if you normally buy your lunch, costing you from $5.00 to $7.00
per day and one week straight you packed your own lunch for $3.00 per day that
is a success. If you wanted to buy a new dress but held off until it went
on sale, saving 50%, that is another success.
Finally, start taking steps. Thanks bye. Please
take time to comment on any other tips you know that might be useful.
Love
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book to me via; Johnp3505@gmail.com
'The A-Z Of
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When
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The name say it all download and enjoy.
The name say it all download and enjoy.
Are you thinking of saving or have a
FLOURISHING financial future? If yes, read this piece. Whether you are hited
with current economic crisis world-over or not, whether you are a single mum or
a happily married couple, whoever you might be: when you want to know the
hidden secret of saving, or increase your Financial IQ, you might even want to
give your financial future a reality, the only book you ever needed is, 'Saving
Brain'. Whenever you ever think of anything like saving, never hesitate to read
this boo. The only thing that might make you a victim of the current economic
mishap is for you not to read this book. Some even call it the financial
bail-out book. Read it, you will never regret you do.
Nowadays, there more wise sellers than fool
buyers. Learn to save your financial future by shopping right. The truth about
life is that, no one in life never shop, whenever you want something and you
purchased it, by doing this you shop. At most time, we fail to recognize that,
shopping the right way has more than 90% possibility of giving us a successful
financial life. I can assure you, when you can save while shopping, you will
not only survive this 'hard time' you will also flourish in it.
‘Stress-Free
Lifestyle’
When you wish to know things you
should do to live an interesting life, a life free or stress and sorrow, a life
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challenges. This is a well written and chronologically arranged book to take
you trough having and living a more fulfilling life. All you will discover
after reading this book is, a new and comfortable life of joy. Thanks.
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